Trupanion offer a great pet insurance policy without you needing to think about coverage levels. It gives you 90% back, UNLIMITED coverage and you just need to choose your deductible. We have Gisele (our Chesapeake Bay Retriever) insured with Trupanion. She recently needed surgery on her cruciate ligament which came to over $7,000. We got paid out with no questions asked in under 5 days after we submitted the invoice. We love Trupanion.