It’s becoming a new craze to be a “pet friendly” workplace in offices all across the country. However, Trupanion CEO, Darryl Rawlings, has been a fan well before it was trending. An office full of pet beds and a pet play area serves as a reminder—they are not just an insurance company, they are taking care of pets by helping owners pay for much needed veterinary care. By the end of 2014, Trupanion had insured over 200,000 pets across the U.S., Canada, and Puerto Rico, and they also focus just as much on giving back to charitable organizations that help animals in need. In terms of truly loving what their business is about, Trupanion is exemplary, and help provide the tools pet owners need to care for their animals.
Trupanion does a great job of creating policies that cover almost anything a pet dog or cat owner could need help with, all at reasonable prices. They provide coverage for accidents, illness, injuries, hereditary/congenital conditions, diagnostic tests, hospital stays, surgeries, medications, and even prosthetic devices and carts.
As with any pet insurance company, there are a few things that Trupanion doesn’t cover, namely:
Trupanion believes the best way to serve their customers is with simplicity — who doesn’t want that with an insurance provider? They do this by offering a 90% reimbursement rate across the board no matter how costly your bill turns out to be. They also offer a range of deductibles starting at nothing, yes, you read that correctly—$0—going up to $1,000. They also never limit coverage or impose caps.
|Deductible Type||Per Year|
|Deductible Options||$0 - $1,000|
|Policy Limit Options||Unlimited|
|Wellness Cover Cost||Not offered|
|Accidents & Illnesses|
|Vet Exam Fees|
|Policy Coverage Starts||At midnight after sign up|
|Accidents||5 days after policy starts|
|Illnesses||30 days after policy starts|
As mentioned, Trupanion has great choices of options for coverage, and here are 3 examples of how much you’ll get back for a covered condition:
Well as you may imagine, the cost of pet insurance depends on a few key variables: the breed of your pet, their age, and where you live. After that, it’s down to you how much coverage you want, how big (or small) a deductible you want to pay and how much of a reimbursement (the amount you get back after the deductible is paid) you select.
To see all of Trupanion’s plan options, click here to compare pet insurance plans, but here are a couple of examples:
|Breed: Yellow Lab|
|Age: 1 years|
|Zip code: 90010|
|Plan Cost 29.84 Per Month|
|Breed: English Bull Dog|
|Age: 5 years|
|Zip code: 35005|
|Plan Cost $32.15 per month|
Trupanion does an amazing job at providing top-quality pet insurance fit for any budget. They really care about helping pets achieve the highest possible quality of life so that pets and pet owners can have many years of love and play without the worry of an unexpected cost. We also love their direct pay option that if allowed by veterinarians, lets Trupanion contact them directly for claims, allowing you to skip the reimbursement process all together and not have to pay anything out-of-pocket. They also offer 24/7 phone assistance for those emergencies that don’t occur when it’s convenient (obviously, it’s an emergency), as well as a 30-day money back guarantee. You’ll love how much Trupanion really cares about you and your pet and wants to help you keep your four-legged family member healthy and happy for many years to come.
We also have to mention that our Chesapeake Bay Retriever is insured by Trupanion. She recently had to have surgery to fix her cruciate ligament. The total cost for the claim was around $6,900, which we got 90% of back from Trupanion in just a few days. We really valued this as you can imagine.