One of the newest pet insurers, but don’t let that put you off. Figo offers a plan option that’s unique – 100% reimbursement. This means that if you make a claim all you pay is the deductible, which can be as low as $50. Prices are solid too. The only thing we don’t really like, but it’s not a show stopper is the $9 fee to sign up. You probably haven’t heard of Figo, but we would still recommend.