We all know the horror stories of sitting on the phone with an insurance provider for hours and getting zero results, or submitting a claim and waiting weeks, or even months, for a resolution. It is for these exact reasons that Hartville Pet Insurance has worked to create a company that is fully electronic, simple, and quick. They also understand that for many, pets are children and just as important to the family unit or the beginning of a family as a child can be. Hartville have developed a modern insurance experience that seamlessly fits into the life of an active, on-the-go pet parent. They have broad coverage at affordable prices, and customers love that they don’t require you to be part of any network. Hartville Pet Insurance is an efficient and mobile insurance solution for those who don’t want to waste time on “hold” and want to get back out with their beloved furry child as quickly as possible.
Hartville Pet Insurance understands that pets are truly a member of the family, not just an animal, and they have built a great system for pet parents to be able to maximize insurance benefits, without an overburdensome cost. In addition to the staples of a good policy—hospitalization coverage, accidents, injuries, illness, cancer treatment, etc.—they also offer fantastic preventative coverage and don’t force pet parents into a “network,” which helps escalate them from good to great.
As with any insurance company, there are a few things that Hartville doesn’t cover, namely:
Hartville understands the need for customer involvement in creating an ideal policy so that a pet parent can have peace of mind their pet is fully covered, but that they won’t have to spend their life savings to make that happen. Hartville has a wide array of deductibles, limits, and reimbursement options to ensure each pet parent can get what he or she needs. Reimbursement options can be in amounts of 70%, 80%, or 90%, and policy limits range from $5,000 to unlimited. Their lifetime limits are also unlimited up to the policy limits. Deductibles are set per year and can be chosen from $100-$500.
|Deductible Type||Per Incident|
|Deductible Options||$100 - $500|
|Reimbursement Options||70% - 90%|
|Policy Limit Options||$5,000 - Unlimited|
|Lifetime limits||Unlimited up to policy|
|Wellness Cover Cost||$9.95 - $24.95 per month|
|Accidents & Illnesses|
|Vet Exam Fees|
|Policy Coverage Starts||At midnight after sign up|
|Accidents||At midnight after sign up|
|Illnesses||14 days after policy starts|
As mentioned, Hartville Pet Insurance has many options for coverage, and here are 3 examples of how much you’ll get back for a covered condition:
Well as you may imagine, the cost of pet insurance depends on a few key variables: the breed of your pet, their age, and where you live. After that, it’s down to you how much coverage you want, how big (or small) a deductible you want to pay and how much of a reimbursement (the amount you get back after the deductible is paid) you select.
To see all of Hartville’s plan options, click here to compare pet insurance plans, but here are a couple of examples:
|Breed: German Shephard|
|Age: 4 years|
|Zip code: 98239|
|Breed: American Short Hair Cat|
|Age: 6 years|
|Zip code: 63303|
Hartville knows that shopping for insurance and submitting a claim has always been considered a struggle. That’s why they worked diligently to create an insurance experience that is hassle-free and entirely paperless. Their claim submittal process is simple and efficient with everything online and in one place. Hartville also understands the importance of needing insurance to be as mobile as we are,so they do not restrict you and your pet to any network—you can see any vet, at any time. If you are looking for a company that is the epitome of 21st century insurance, Hartville is it. Along with their easy-to-use online system, their policies cover everything a pet parent could need to keep his or her pet safe and an active member of the family for years to come.