When you think of companies who work tirelessly for animals and their needs, a few companies immediately come to mind: PETA, the Humane Society, and the ASPCA Pet Health Insurance. The American Society for the Prevention of Cruelty to Animals is well-known for their efforts of helping as many animals as possible to find forever homes and live as comfortably and healthy as can be. Thanks to a partnership with Crum and Forster Pet Insurance, they are able to help animals even more by providing financial assistance for veterinary bills.
The partnership developed in 2006 as pet lovers from both companies realized one of the best ways to prevent animal suffering is to ensure loving pet owners have the means to pay for veterinary care, no matter the cost. Also, the partnership tailors pet insurance coverage to align with the beliefs of the ASPCA Pet Health Insurance to promote ethical medical treatment and practices. ASPCA Pet Health Insurance is definitely worth looking into if you want pet insurance that stems from a company that always puts animal needs first and charges very affordable prices for its plans.
Thanks to their preventative mindset, ASPCA Pet Health Insurance offer policies that reward pet owners for staying cognizant of their pet’s health and seeking treatment before a small issue becomes something too big to care for or afford. They also cover all the essential care a pet owner could want, such as hospitalizations, cancer treatment, diagnostic tests, accidents, illness, injuries, and prescriptions.
Pet owners will also be happy to know that they cover hereditary and chronic conditions. As an optional add on, ASPCA Pet Health Insurance also offer great wellness coverage for as low as $9.95 per month, which includes flea & tick meds, coverage for spay/neutering and more.
As with any pet insurance company, there are a few things that ASPCA Pet Health Insurance doesn’t cover, namely:
ASPCA Pet Health Insurance realizes the value of providing quality pet insurance at affordable prices to ensure pets can always receive the care they need when they need it, rather than having money dictate the health of a pet. They offer a good range of policies, deductibles, and limits. Their deductibles are set per year and can be chosen from $100, $250 and $500. Reimbursement options can be in amounts of 70%, 80%, or 90%, and policy limits range from $5,000 to unlimited. Their lifetime limits are also unlimited up to the policy limits. Below is a summary of benefits for the Complete Coverage plan.
|Deductible Type||Per Year|
|Deductible Options||$100 - $500|
|Reimbursement Options||70% - 90%|
|Policy Limit Options||$5,000 - Unlimited|
|Lifetime limits||Unlimited up to policy|
|Wellness Cover Cost||$9.95 - $24.95 per month|
|Accidents & Illnesses|
|Vet Exam Fees|
|Policy Coverage Starts||At midnight after sign up|
|Accidents||At midnight after sign up|
|Illnesses||14 days after policy starts|
|Average Reimbursement Time||14 days after claim|
As mentioned, ASPCA Pet Health Insurance has great choices of options for coverage, and here are 3 examples of how much you’ll get back for a covered condition:
Well as you may imagine, the cost of pet insurance depends on a few key variables: the breed of your pet, their age, and where you live. After that, it’s down to you how much coverage you want, how big (or small) a deductible you want to pay and how much of a reimbursement (the amount you get back after the deductible is paid) you select.
To see all of ASPCA Pet Health Insurance's plan options, click here to compare pet insurance plans, but here are a couple of examples:
|Age: 3 years|
|Zip code: 98260|
|Breed: Maine Coon Cat|
|Age: 1 year|
|Zip code: 98260|
Shopping for pet insurance policies can definitely be stressful. We’ve all heard horror stories of policies too good to be true, so it’s a breath of fresh air to have an insurance company that truly wants to help and cares more about the animals they serve than profits. You’ll get the same level of passion for animals with ASPCA Pet Health Insurance as you do with their adoption services. Here at Pet Insurer, we also love that there are no networks with ASPCA Pet Health Insurance - you can visit any vet in the country with no issues — and they offer a 30-day money back guarantee if you aren’t fully satisfied. Insuring with ASPCA Pet Health insurance is a big step in the right direction toward keeping your pet strong and healthy as long as possible.